The sooner you start financial planning, the bigger and better the rewards. Make your money work for you and lay down firm foundations for a life of financial security and stability. By talking to Alex Cheema you can get an understanding of the many options open to you and find out the ones that best fit your lifestyle and expectations for the future.

Getting Off to a Good Start

This is the start of your financial journey – many clients I speak to in their 50’s and 60’s wish they had done things differently in the early years. This is understandable as daily life keeps us going at such a fast pace, but certain financial issues deserve your attention, and the sooner the better.

This is the optimal time to start thinking about financial planning and laying down the basic ground rules of living within your means and establishing good credit. Start contributing to a pension now, look at insurance while you are at your most insurable, and investigate the mortgage options to help you get on the property ladder.

The value of pension and investments and the income they produce can fall as well as rise. Your home may be repossessed if you do not keep up repayments on your mortgage.

I recommend you look into…

Savings & Investments

Whether you are saving for a specific purpose or building a pot of money for use at a later date, we can help you make an informed decision based on clearly understanding your financial situation, your goals and how much risk you are prepared to take with your money. We can help you identify an action plan that is right for you, and, as your circumstances change, can help you review all of this on a regular basis.

More on savings and investments

Mortgages

Whether you are thinking of re-mortgaging your property, moving home, or borrowing to invest in rental properties, trying to determine which deal is the right one for you and your specific circumstances can be difficult. We can help you with the tricky process of not only getting a mortgage, but getting the right mortgage, ensuring you are not paying more than you have to.

Insurance

You are probably familiar with protecting your property using buildings and contents insurance, but what about protection of your greatest assets – you and your family? We can advise you on the options available for protecting your home and your standard of living in the event of an accident, a serious illness or death.

Not sure what to ask? Call today on 01628 308138

Financial Planning for People & Businesses Across the Thames Valley

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Finance FAQs

A list of clear answers to questions frequently asked by my clients

Finance Jargon

A simple guide to help clarify the confusing terms and financial jargon

The value of pensions and investments and the income they produce can fall as well as rise. Tax treatment varies according to individual circumstances and is subject to change. Estate planning, wills and LPAs are not regulated by the FCA.